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Appraiser Independence Requirements


The Federal Housing Finance AgencIes, Freddie Mac, and Fannie Mae established the Appraiser Independence Requirements (AIR) to create a standard of conduct among lenders and appraisers.  The AIR went into effect October 15, 2010 and is based on certain standards from the HVCC, Home Valuation Code of Conduct, which has since expired. It provides a series of governing guidelines for appraisal-related activity between mortgage companies for loans, bought by Fannie Mae and Freddie Mac, and appraisers.  The increased oversight provides security and therefore reduces risk for these transaction types.  A majority of the provisions in the AIR focus on securing objectivity in brokers’ and lenders’ ordering processes to prevent any influence over an appraisal report.

To read about the AIR click here.​​​​

Max Vantage is fully compliant with the AIR.   We include a certificate of AIR compliance and non-influence with every completed appraisal. 

To view a copy of the MaxVantage's AIR certificate, click here:  ​​​​​


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